A Bespoke and personal process
  • Consultation
  • Risk Assessment
  • Structure


We turn your goals into reality by helping you decide what is important. Initially we meet with you to discuss your financial position, helping you articulate your goals and determine how best to reach them.

Our clients’ priorities invariably span a wide range of issues and opportunities. Over time, as your circumstances change, your priorities will alter too. We are here to guide you throughout and typically important areas of focus include:

  • Long term saving and investment
  • Retirement planning
  • Family protection – strategies to protect you from the unexpected
  • Estate and succession planning

The purpose of this stage is to allow us to agree priorities and develop a comprehensive understanding of your objectives.

Risk Assessment

Our investment and financial planning activities are built to take into account your attitude towards risk. We operate with transparency and ensure that you fully understand how your portfolio is invested. In addition to the completion of a questionnaire designed to assess how much risk you are comfortable with, we also consider the make-up of your wealth and timescale for investment to create a risk profile designed to meet your objectives.


The financial industry can often be complex and filled with convoluted investment products. We work with you to ensure the most effective use of tax allowances, financial products and investment vehicles that are available. Certain tax efficient structures may be suitable for you and during this phase we will consider many of these including:

  • ISAs (Individual Savings Account)
  • SIPPs (Self Invested Personal Pension)
  • Offshore life assurance bonds
  • OEICs (Open Ended Investment Companies)

Your dedicated member of our team will steer you through this ongoing process and the minefield of jargon and hidden charges.

Ultimately, as an owner-managed business, your interest is aligned with ours.